Exploring Automotive BuildsExploring Automotive Builds

About Me

Exploring Automotive Builds

Hi there, I am Ginny Loveless. I am interested in the construction and purchase of new vehicles, like cars, trucks and vans. Automakers today are constantly evolving their vehicles to net better gas mileage, improve aesthetics, increase power and boost safety ratings. The different build types play a role in each vehicle's characteristics. Once the vehicles are produced, dealerships order tons of different models to meet customers' preferences. You can go down to the dealership at any time to grab the perfect vehicle for your needs. Furthermore, you can custom order vehicles from most automakers. The blend of features, colors and power components you pick creates a truly unique vehicle that suits your needs. I will share more information about these subjects and related topics on my website. I hope you come back soon. Thank you.

4 Things You Should Know Before Purchasing A New Car From A Dealership

When it comes to purchasing a new car, you are going to want to purchase the new car directly from the dealership. Purchasing a new car from a dealership is a little different experience than purchasing a used car from a dealership or secondhand from a private party.

Thing #1: Have a Financing Offer Ready

Most people are not able to purchase a brand-new vehicle with cash, making financing necessary. When it comes to purchasing a new vehicle, it is smart to get pre-approved for a vehicle loan with your local bank or with your credit union.

You don't have to use that pre-approval offer; however, it will give you a counter reference that you can use to see if the dealership financing is right for you. You can even use your pre-approval offer to get better financing terms from the dealership. With a pre-approval offer ready, you will have what you need to negotiate for the best loan terms for yourself.

Thing #2: Consult with Your Insurance Agent

When you purchase a car, you are going to want to make sure that you consult with your insurance agent before you go through with the purchase.

The vehicle you drive can greatly impact your car insurance premium, so before you finalize the purchase of a new car, be sure to call your insurance agent and get a quote on what your insurance rate will be. Knowing this information will help you make a more informed decision about the real cost of owning a new vehicle.

Thing #3: Look at the Total Cost

Next, when it comes to purchasing a vehicle, you need to look at the total cost of owning the vehicle, not just your monthly payment.

When you just focus on the monthly payments, it is easy to miss that an extra $10 per month over 60-months is actually a $600 increase plus interest on your loan. Be wary of extras you don't want, as they can drive up the total cost you are paying for the vehicle.

Thing #4: Break Up the Transaction into Parts

Finally, you need to break up the transaction into different parts. You are going to want to first negotiate the price of the vehicle. Then you are going to want to negotiate the financing. If you are doing a trade-in, figure out the value of that separately.

Breaking up these transitions will make things less confusing and will allow you to make sure you are getting the best deal on each component or part.

When it comes to purchasing a new vehicle, you should have a financing offer ready. You are going to want to consult with an insurance agent to get the total yearly cost of the vehicle. Be sure to break the negotiation into three parts – the price of the vehicle, the value of your trade-in, and the financing. Be sure to consider the total cost you will pay for the vehicle in the end. Contact Schwieters Chevrolet of Cold Spring for more.